A weekly newsletter highlighting the NeighborWorks network
NeighborWorks Works - a weekly newsletter spotlighting the NeighborWorks network
Holiday fun without debt
Green circle with white text that reads: People who took on debt over the holidays will need more than 58 months to pay it off.
It is the season for making lists, and preparing for the holidays should involve creating financial checklists as well. During this festive time of year, many families and individuals incur debt that can take months or years to pay off. According to the results of an annual survey of holiday debt conducted last year by MagnifyMoney, most people took four months or longer to pay off their extra holiday spending. More than 65 percent of consumers who took on debt did so unexpectedly and didn’t budget for extra expenses.
If being debt-free is on your wish list, NeighborWorks America offers programs that focus on establishing financial fitness and economic security all year. Our Financial Capability video is a great place to start.
Financial services for rural Maine
A group of adults and children applauding at an opening event
Through more than 720 collaborations and partnerships, NeighborWorks network member Penquis in Bangor, Maine, offers financial services and homeownership education to community organizations, in addition to a wide range of other programs to assist individuals and families in preventing, reducing or eliminating poverty in their lives.
"To really move people out of poverty, it's going to take all of us, and we are going to need to be aligned strategically," said Kara Hay, president and CEO of Penquis.
Consumer advice from Homeport
A man sits at a table with his head in his hands as he stares at his laptop
With the New Year quickly approaching, there's a renewed emphasis on getting in shape—not just shedding those unwanted 10 (OK, more like 20) pounds, but also in being financially fit.

These tips from Homeport, a NeighborWorks network member in Columbus, Ohio, are just the celery stick you'll need to help put your budget on a diet.
What does it take to establish the savings habit?
Red security box with white text that reads Emergency Only Crisis Fund
Everyone knows it's important to save for a "rainy day." Emergencies happen: appliances break, cars sputter to a stop, jobs are lost. But many people find it difficult to start the savings habit when so many other desires and demands compete for scarce funds. How can nonprofits help?

This blog post reports on the progress and lessoned learned of a matched-savings partnership between NeighborWorks America and EARN.
Financial capability training: The gift that keeps giving
Three people sit around a table with notebooks and laptops
Financial capability isn't just important around the holidays. It's critical all year. NeighborWorks offers a broad range of training for professionals working in the financial capability field.

Visit our course catalog and explore "the gift that keeps on giving"—great training that delivers the skills and tools that support sharing good financial habits throughout our communities.
We also offer more than 100 free financial capability tools that measure the outcomes of a wide range of financial capability and financial coaching programs.
SPOTLIGHT
Value of the network: Members from three states join to help Hurricane Harvey victims
Two people carry a blue couch across a yard
When Hurricane Harvey hit, everyone knew the damage was so extensive that the efforts of multiple organizations were needed. That's the advantage of a network like NeighborWorks America and its 245+ members. In this close-up look, one joint action is brought to life.
Green circle with white text that reads: People who took on debt over the holidays will need more than 58 months to pay it off.
Green circle with white text that reads: People who took on debt over the holidays will need more than 58 months to pay it off.
Green circle with white text that reads: People who took on debt over the holidays will need more than 58 months to pay it off.
Green circle with white text that reads: People who took on debt over the holidays will need more than 58 months to pay it off.
Green circle with white text that reads: People who took on debt over the holidays will need more than 58 months to pay it off.
Green circle with white text that reads: People who took on debt over the holidays will need more than 58 months to pay it off.
Green circle with white text that reads: People who took on debt over the holidays will need more than 58 months to pay it off.
Green circle with white text that reads: People who took on debt over the holidays will need more than 58 months to pay it off.
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